Enter Your Daily Convenience Spending
Your Monthly Lifestyle Leak
Updates as you type
$0 / mo
Item / HabitCostFrequency
Mortgage Settings
Interest Rate (30-yr fixed)
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Down Payment: 20%
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25%
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With 20% down you avoid PMI, a smart target for most buyers.
Your Results
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Monthly Habit Cost
$0
Spent every month
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Annual Cost
$0
Every year, gone
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Additional Loan Power
$0
At your interest rate*
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More Home You Could Explore
$0
With 20% down*
💡 Think about it this way: Every dollar you redirect from daily convenience spending is a dollar working toward your future home. Small changes, made consistently, can add up in meaningful ways.
*Results are illustrative estimates based on the information you entered and are not a commitment to lend. Actual loan amounts, rates, and purchasing power depend on your full financial profile, creditworthiness, and loan program guidelines. Contact Ken Clark Jr. for a personalized review.
What Clients Are Saying
★★★★★
He was very informative, he explained the whole process from beginning to end, made the whole process stress free. If we had any questions, Ken always answered your call or called you right back.
★★★★★
Ken and his team were very professional, organized, reliable, and informative. He guided me through every step of the way, always willing to explain anything to make the process go smoothly and without obstacles.
★★★★★
I recommend anyone looking for a dedicated and knowledgeable Loan Officer to give Ken and his team a call! He always made time for me no matter how busy he was.
★★★★★
As first-time home buyers, we knew we were in excellent hands. Ken took the time to walk us through every step and made what felt like an overwhelming process feel completely manageable.
★★★★★
Ken and his Champions of Loans team delivered stellar service. From the first call to closing day, they were responsive, thorough, and genuinely cared about getting us into our home.
Ken Clark Jr.
Certified Mortgage Advisor, Branch Manager, NMLS #225375
#ChampionsOfLoans Powered by PRMG
Licensed in California, New Jersey, and nationwide through PRMG Sacramento. Experienced in VA, FHA, conventional, jumbo, Non-QM, and renovation loans, with access to down payment assistance programs designed to help buyers move forward with confidence.
📍 1545 River Park Drive, Suite 400, Sacramento, CA 95815